No one likes financial surprises.
Having a clear understanding of the financial parts of therapy can help ease your mind and avoid any undesired surprises.
Below is much of the necessary financial considerations when engaging in services. However, If something is missing or your have additional questions on your specific situation, do not hesitate to reach out!
Rates & Insurance Information
Session Rates...
Rates:
Initial Evaluation (60 minutes): $200
Follow Up Individual Sessions: $150
Follow Up Couples Session: $180
(Pricing for less frequent services are available upon request, such as: documentation fees for court involvement, court appearances, etc.)
Sliding scale may be an option.
If this is something that could be helpful, ensure you speak with your clinician.
At Bright Therapeutic Services, PLLC
We Value Transparency.
Self-Pay Information...
If we are not In-Network with your insurance provider, here is additional information.
If Bright Therapeutic Services, PLLC is not In-Network with your insurance provider, consider asking about your Out-Of-Network benefits. Some plans have just as good Out-Of-Network benefits as In-Network.
If you would like to use these benefits, the full price self-pay rate will be charged to your credit card on file for each session. At the end of every month, Simple Practice will create a Superbill and email it to the email address you have on file. This Superbill will have all the necessary practice, diagnostic, and billing information you need to submit a claim directly to your insurance company going toward your Out-Of-Network and any payment or coverage it may provide.
**Note: submission of this claim is completed by client (or plan holder) through the insurance portal (most of the time, plan's customer service is able to walk you through the process), clinician is not responsible for submitting this claim**
If you are utilizing insurance....
At this time, Bright Therapeutic Services, PLLC is In-Network with:
Blue Cross Blue Shield & Aetna
**This includes MOST employee sponsored, commercial, and marketplace plans where mental or behavioral health coverage is billed through BCBS or Aetna.
Bright Therapeutic Services, PLLC is NOT credentialed with any Medicaid or Medicare plan.**
We cannot stress enough the important of understanding your coverage.
Every insurance plan is nuanced and as the insured, you get the most accurate and detailed information regarding your specific plan's benefits.
Some steps and questions to ask when reaching out to understand your benefits:
- Call the customer service number on the back of your insurance card (Note: you can look at your online benefits portal, but if there is any questions about the information you are seeing, talking to someone is the best route)
- Once you are on the line with a representative and have provided your individual plan information (or anyone on your plan), you want to ask for outpatient mental health benefits OR outpatient behavioral health benefits. Different insurance companies use different language.
- Inform them that you would like to get benefit information for Bright Therapeutic Services, PLLC OR the specific clinician you are scheduled with.
- Ensure that they are showing that clinician as In-Network and that you feel clear about what each session should cost. Some plans will have a set co-pay, while other plans do not pay anything until the deductible is met. This means that you are responsible for the full amount of the session at the contracted rate, until the deductible your is met, and even then there may be additional co-insurance that you could be responsible for before they will pay any part.
- Potential additional questions to ask: do I have a session frequency limit (some therapeutic interventions or client needs may warrant multiple session per week, is that covered?), do I have a session limit for the year?, if I have more than one clinician addressing different needs, is that covered?
**Ask as many questions as you need until you feel completely clear on your benefits.**
**Note: Insurance companies make it clear to plan participants, clinicians, and practices that all information provided is only an estimate of benefits, until a claim is submitted and processed there is no guarantee of coverage, payment, or benefits.**
As your providing clinician's, we will do our due diligence on our end to try and verify benefits as well. Working together as a a team to minimize any surprise costs.
Bright Therapeutic Services, PLLC will file all claims for you via Simple Practice (HIPAA compliant electronic health record) - within your patient portal on Simple Practice, a copy of insurance card will be stored for any necessary follow up on our end, a credit card will be stored to automatically complete any payments that are due, and provide invoices or receipts.